Terms and Conditions

By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. Online SR22 provides information about insurance products and services for informational and quote-request purposes only. Use of this website does not create an insurance policy, binder, or coverage of any kind.

Submitting a quote request or application does not guarantee:

• Approval for insurance coverage
• Issuance of an SR-22 filing
• Reinstatement of driving privileges 
• Specific rates or down payments
   

Coverage is subject to underwriting approval, eligibility guidelines, and carrier requirements. SR-22 filings are processed electronically once a policy is bound and payment is accepted.

You agree to provide accurate and complete information when requesting quotes or purchasing coverage. Misrepresentation, omission, or false statements may result in:

• Policy denial
• Cancellation
• Rescission of coverage
• Refusal of SR-22 filing
   

Online SR22 is not responsible for delays caused by inaccurate or incomplete information submitted by users.

SR-22 filings are submitted electronically to the appropriate state agency once coverage is active. Processing times may vary by state and government agency. Online SR22 does not control state processing systems and cannot guarantee specific reinstatement timelines.

Premium payments, down payments, and installment terms are determined by the issuing insurance carrier. Failure to make required payments may result in:

• Policy cancellation
• SR-22 termination
• Notification to the state
   

You are responsible for maintaining active coverage for the duration required by your state.

Online SR22 operates as an independent insurance agency and represents multiple insurance companies. We do not underwrite policies directly. Coverage terms, conditions, exclusions, and rates are governed by the issuing carrier’s policy contract.

Information provided on this website is for general informational purposes only and does not constitute legal advice. For specific questions regarding license reinstatement or state requirements, you should contact your state’s motor vehicle department or a qualified attorney.

Online SR22 is not liable for:

• Government processing delays
• Website interruptions or technical errors
• Carrier underwriting decisions 
• Indirect or consequential damages arising from use of this website
   

All services are provided “as available” and subject to applicable insurance laws and regulations.

All website content, logos, graphics, and materials are the property of Online SR22 and may not be copied, distributed, or used without written permission.

We reserve the right to modify these Terms and Conditions at any time without prior notice. Continued use of this website constitutes acceptance of updated terms.